The
PNB-Patanjali RuPay Select Credit Card is a tailored financial solution for customers who value health, affordability, and financial rewards. This card offers a blend of cashback benefits, extensive rewards, and exclusive privileges, making it a standout choice for savvy shoppers and Patanjali loyalists.
Key Features and Benefits at a Glance
| Feature |
Details |
| Minimum Joining Fee |
₹500/- |
| Annual Fee |
NIL (If used at least once per quarter) |
| Welcome Rewards |
300+ reward points on the first usage |
| Reward Points |
2X reward points on retail merchandise purchases |
| Mobile App Convenience |
“PNB GENIE” app for seamless card management |
| Complimentary Lounge Access |
Free access to domestic and international lounges |
| Comprehensive Insurance Coverage |
Protection for unforeseen events |
| Merchant Offers |
300+ merchant discounts and deals |
| Standard Cashback |
2% cashback on all transactions above ₹2,500 at Patanjali stores (up to ₹50 per transaction) |
| Exclusive Cashback for SSC Users |
5-7% additional cashback by Patanjali Ayurved Ltd. on SSC recharge transactions using this card |
Patanjali-Specific Cashback Structure
| Spend Slab |
Cashback |
| ₹500 to ₹1,000 |
2% or ₹20 (whichever is lower) |
| ₹1,001 to ₹2,000 |
2% or ₹40 (whichever is lower) |
| Above ₹2,000 |
2% or ₹50 (whichever is lower) |
| SSC Recharge |
5-7% additional cashback from Patanjali Ayurved Ltd. |
Why Choose This Card?
- No Hidden Costs: Enjoy a waiver of the annual fee as long as the card is used once per quarter.
- Enhanced Rewards: Double reward points on retail purchases amplify the benefits for everyday shopping.
- Exclusive Patanjali Benefits: Additional cashback and discounts make this card a must-have for regular buyers of Patanjali products.
- Ease of Management: The user-friendly “PNB GENIE” app streamlines card-related tasks such as payments, monitoring transactions, and redeeming rewards.
- Lounge Access: Travel in style with complimentary access to premium lounges across domestic and international locations.
- Broad Merchant Network: With over 300 merchant offers, there’s always an opportunity to save.
Ideal for Whom?
- Frequent Patanjali Shoppers: Regular customers of Patanjali products who want to maximize their savings.
- Health-Conscious Individuals: Consumers aligned with Patanjali’s Swadeshi movement and holistic lifestyle.
- Budget-Savvy Users: Individuals who value affordable credit card options with no annual fees.
- Reward Enthusiasts: Shoppers seeking tangible benefits like cashback, reward points, and exclusive deals.
- Travelers: Those who appreciate lounge access and insurance coverage for a stress-free travel experience.
Comparison Table: Core Benefits
| Feature |
Benefit |
| Joining Fee |
₹500/- |
| Annual Fee |
Life Time Free – i.e., NIL (if used quarterly) |
| Welcome Reward Points |
300+ on first usage |
| Cashback @ Patanjali |
2% on transactions over ₹2,500 (up to ₹50 per transaction) |
| SSC Recharge Benefits |
5-7% additional cashback (Patanjali Swadeshi Samridhi Card users) |
| Reward Points Multiplier |
2X rewards on retail merchandise |
| Mobile App |
“PNB GENIE” for one-stop card management |
| Lounge Access |
Free domestic and international lounge visits |
| Merchant Discounts |
300+ exclusive merchant offers |
The
PNB-Patanjali Co-Branded RuPay Select Credit Card brings together affordability, rewards, and exclusivity to redefine your spending experience. Whether you’re shopping for wellness products, traveling, or managing daily expenses, this card ensures maximum value at every step.
Apply Now to unlock a world of benefits and elevate your financial freedom!
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